For some people finding the lowest car insurance quote is something of a game. For others it is a necessity. But whichever camp you fall into the truth is no one wants to pay more for their car coverage than they absolutely have to, and fortunately there is a very simple way for almost every driver to cut approximately 30% off their cost of their monthly premium in less than half an hour.
But before we talk about that, I'd like to talk about some additional things you can do which could reduce your car coverage even further – potentially saving you as much as 40% over what you are paying now!
Did you know that you can save money simply by paying your monthly premium automatically directly out of your checking or savings account? You may not realize it, but preparing a bill and mailing it to you costs your company quite a bit of money every month; if you save them this expense by paying your premium automatically they are facilitated to pass most of the savings on to you.
Did you know that women pay less for the exact same coverage than men do? Did you know that you can save quite a bit every month simply by listing the wife as the primary driver and the husband as the secondary driver?
Parking your car in a garage at night also saves you money. Cars parked on the street or even in a private driveway are subject to vandalism and theft at a much greater rate than cars parked in a garage.
Increasing the amount you are willing to pay for your deductible will lower the cost of your coverage instantly. Just be sure that you do not promise to pay a higher deductible than you can actually afford to pay if you should ever have a claim.
So what's the real secret for saving a ton of money on your car insurance – often as much as 30%? It's actually very simple. Just buy your policy online.
Not only is it fun, fast and easy to buy your policy online, but because online brokers have almost no overhead they can pass a huge savings on to you. Not only that, there's an incredible amount of competition for your online business and when there's such a cut-throat competition prices are the first thing slashed and YOU come out the winner every time!
So if you really want to save not only a ton of money but a lot of time and aggravation as well, let your mouse do your shopping and buy your car coverage online.